First Time Homebuyers Educational Series
Updated Oct. 9, 2013
This is part 1 of a series of useful information I will post daily or weekly for first time homebuyers! Quick Tips for Getting Started on Your Home Purchase. Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your...

Part #1 Home Purchase Educational Series
Updated Oct. 9, 2013
Quick Tips for Getting Started on Your Home Purchase. Buying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.. To start with, the lender will need personal...

Part II on First Time Homebuyers Educational Series
Updated Oct. 9, 2013
Paying Your Landlord's Mortgage!It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have...

Part II of Homebuyers Educational Series
Updated Oct. 9, 2013
Bryan Wilson -PresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com Serving Orange County and all of California since 1998. Stop Paying Your Landlord's Mortgage!It's staggering when you think about the cost of living,...

Part III of First Time Homebuyers Educational Series!
Updated Oct. 9, 2013
Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. Trigger Leads: Protect Your Personal Data. Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger...

Part III of Homebuyers Educational Series!
Updated Oct. 9, 2013
Trigger Leads: Protect Your Personal Data. Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the credit bureaus to the highest bidders.. For about $25...

Rental Costs Are About to Takeoff Rental Costs Are About to Takeoff
Updated Oct. 9, 2013
Rental Costs Are About to TakeoffReasons NOW Is a Great Time to BuyBy The KCM Crew. We are often asked whether it is better to rent or buy in the current housing market. The answer to that question is: "It all depends.". There are certain situations where renting short term probably makes sense. It may make sense if you...

Part 4 of First Time Homebuyers Education Series
Updated Oct. 9, 2013
How Purchase Loans Are Made A Step-By-Step Walkthrough. 1. Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer". 2. Loan Search - Put yourself in the hands...

Part 4 of Homebuyers Educational Series
Updated Oct. 9, 2013
Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. How Purchase Loans Are Made A Step-By-Step Walkthrough. 1. Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford....

We have Got 4 Key Questions about Your Home Loan Situation
Updated Oct. 9, 2013
The start of summer is nearly here, which means things like baseball, hotdogs, and apple pie are on our minds. But that's not all the arrival of summer means: 2011 is almost halfway over. That makes now the perfect time of year to make sure your home loan is working for you.. Here are four questions you should ask...

Practical Financial Tips
Updated Oct. 9, 2013
Mileage Rates Rise Due to High Gas Prices Do you drive a car, truck or van for work? If so, it's important to note that as of July 1, you're able to get an additional 4.5 cents per mile. oBusinesses = 55.5 cents per mile driven (up from 51 cents through June)oMedical or moving = 23.5 cents per mile driven (up from...

Home Purchase 101
Updated Oct. 9, 2013
Quick Tips for Getting Started on Your Home PurchaseBuying a home can be a complex process, but it doesn't have to be. With a little preparation, you can save a lot of time and hassle by having all of your documents ready when your mortgage professional needs them.. To start with, the lender will need personal...

New Homebuyers Series Part 2
Updated Oct. 9, 2013
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash!...

First Time Buyer"s Series Part 2
Updated Oct. 9, 2013
Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. Stop Paying Your Landlord's Mortgage!. It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If...

Part 3 of Homebuyer's Educational Series
Updated Oct. 9, 2013
Part 3 of Homebuyer's Educational Series. Trigger Leads: Protect Your Personal Data. Did you know that the major credit bureaus sell your personal information? It's true! Known as "trigger leads", the files of borrowers applying for a home loan are immediately flagged, packaged, and sold by the...

inShare. Part 3 of Homebuyer'sEducational Series
Updated Oct. 9, 2013
Part 3 of Homebuyer's Educational Series Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. . Trigger Leads: Protect Your Personal Data. Did you know that the major credit bureaus sell your personal information?...

Part 4 of Homebuyer Educational Series
Updated Oct. 9, 2013
Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. How Much Money Should You Borrow?. While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think...

Part 4 of Homebuyer Educational Series
Updated Oct. 9, 2013
How Much Money Should You Borrow?. While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest...

Part 5 First Time Homebuyer's Educational Series
Updated Oct. 9, 2013
Bryan WilsonPresidentMagellan Capital Group / Aliso Niguel MortgagePhone: (949) 533-9333Fax: 949-215-1753bwilson@magcapitalgroup.com. How Purchase Loans Are Made . A Step-By-Step Walkthrough. 1. Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford....

Part 5 Home Purchase Educational Series
Updated Oct. 9, 2013
How Purchase Loans Are Made . A Step-By-Step Walkthrough. 1. Pre-approval - Get pre-approved for a mortgage and know in advance exactly how much house you can afford. Completing this step will also increase your negotiating power since you'll be viewed as a "cash buyer". 2. Loan Search - Put yourself in the hands...